Another book, The Disaster Handbook is by Robert Brown Butler ($15.95, softcover, available from Amazon.com) an architect who has penned five other books that were published by McGraw-Hill. This book addresses what to do to prepare your home or workplace for a disaster and do so in advance when it counts. It provides advice on how to be safe when a disaster like a hurricane occurs and how to best repair afterwards. It goes way beyond that, however, describing how to store and use all the foods, tools, and other “calamity commodities” you will need should misfortune come knocking on your door and how to survive with no electricity and pure water. It is packed with practical information and it does so while avoiding scaring the heck out of the reader by providing a lighthearted text that is “user friendly” from beginning to end. This is a “safe, not sorry” book worth reading before a disaster occurs.
More than three million small businesses have decided to go without employer-provided insurance because of the cost. The co-author, Rick Lindquest, of The End of Employer-Provided Health Insurance: Why It’s Good for You, Your Family, and Your company, ($24.00, Wiley) written with Paul Zane Pilzer, says “It no longer makes financial, legal, or social sense for any U.S. employer to continue providing health insurance to its employees.” Since 2000, the percentage of Americans covered by employer-provided health insurance has declined annually. The authors argue that the Affordable Care Act has made it easier and cheaper for most individuals to buy their own insurance and therein lies the flaw to this book. What many have discovered is that the ACA premiums are higher than expected as are its deductibles. It even penalizes companies who fail to sign up if they have a higher than specified number, causing many already to have put employees on a part-time basis and to not employ more. The authors note that some businesses will replace their group policy with a defined contribution plan that offers a stipend to employees to buy health insurance. This book will help the reader understand the problems that the ACA has created, but you would be advised to read “around” it and to understand ObamaCare is at risk of being revised by Congress or even repealed at some point. Nobody seems to like it much.
In a similar fashion Surviving the Medical Meltdown: Your Guide to Living Through the Disaster of Obamacare by Dr. Lee Hieb, MD ($17.95, WMD Books, softcover) is testimony to the fact that government health care anywhere in the world has never been as good as they provided by the free market. This book is a guide to prepare you and your family to prevent and deal with a multitude of medical issues, from finding doctors during a shortage to tips for dealing with everything from rashes to fevers to fractures and chest pain at home. Dr. Heib is a past president of the Association of American Physicians and Surgeons. His book explores what ObamaCare will and won’t cover, which medications you should stockpile, and tips to maintain your health so you won’t need a doctor. If you or your family members are at risk for hereditary illnesses, this is must reading, but it is also must reading in order to prepare for the problems the Affordable Patient Care Act has created.